Interior Decoration Insurance

Interior Decoration Insurance

Interior Decoration Package Insurance provides a comprehensive cover for interior decoration works. It protects you against loss or damage of the works as well as your legal liability in respect of third party injury and/or property damage arising out of the contract work. With this product, you will be at ease even when your home, shop and office premises are under decoration, maintenance, and/or renovation.

BASIC COVER
Section I – Material Damage
Provides “All Risks” cover for loss of or damage to the insured contract works and materials including flooring, tiles, wallpaper, woodenware, sanitary ware and other related decoration materials caused by fire, water, burglary or explosion, etc. during the insured contract period.

 

Section II – Liability To Third Party
Protects you against legal liability in respect of bodily injury and/or property damage of the third party arising out of the insured contract works.
Employees’ Compensation
Indemnifies the Insured against legal liability in respect of injury sustained by employees arising out of and in the course of employment under the Employees’ Compensation Ordinance and at Common Law