Pleasure Craft Insurance

What is the Pleasure Craft

Pleasure craft insurance provides your sailing with wider protection coverage. It is a preferred solution as expanded from Institute Yacht Clauses, not only safeguarding you from financial loss due to theft, malicious damage, latent defect, repairer’s negligence, third party liability, fire, heavy weather, lightning, or piracy, but also providing a range of extra coverage.

Extra Coverage

“new for old” replacement on mechanical and electrical parts of a motor that is less than 5 years old;

loss, damage or theft of specified contents, personal possessions or sporting equipment;

relocation, salvage, search, vessel inspection, and motor cleaning expenses when your pleasure craft is lost, damaged or in distress;

social racing for yachts;

voluntary rescue work; and

personal accidents, including those that result in temporary or permanent disablement or death.

What’s more, the Plan will not apply any deductibles in claim when your craft is damaged whilst berthed at her usual marina.

Optional Coverage

the legal liability of the owner and the observer, and damage to your pleasure craft, in water skiing and/or aquaplaning activities;

yacht racing (in addition to automatic cover for social racing);

equipment and machinery breakdown;

trailer and transit risks where you use a trailer for your pleasure craft; and

loss of or damage to a private berth, marina or jetty owned by you and used to berth your pleasure craft.

How insured

For insured or for more suggestions, please call 2384 2120 Or Completed Request a quote form，We will contact you as soon as possible.