Health Insurance – Children
In reality, illness or accident can strike at any time.
Should any tragic event befalls your kid, the enormous medical expense can be costly and become a heavy financial burden to you. Hence, it is essential to be well prepared and start planning their medical insurance early in life.
Hospital and Surgical Benefit
|‧Room and Board|
|‧Miscellaneous Hospital Services|
|‧Surgeon and Attendance Fees、Anaesthetist’s Fees and Operating Theatre Fees (Each operation)|
|‧Clinical surgery and day-case procedure|
|‧Emergency Out-patient Benefit for Accidents|
|‧In-patient Physician’s Fees and In-patient Specialist’s Fees|
|‧Cancer Treatment and Kidney Dialysis|
|‧Pre-admission and Post-hospitalisation Out-patient Care|
Full Cover Benefit
|The Full Cover Benefit guarantees that 100% of your kid’s hospital expenses will be paid, regardless of each individual item limit,
as long as the total bill falls within the annual limit.
|Supplementary Major Medical Benefit|
|To give extra protection and relieve you from the worry of having to pay the expensive bills in the event of major illnesses or accidents,
we offer your kid the reimbursement of eligible expenses exceeding the maximum limit of Hospital and Surgical Benefit.
|Hospital Cash Benefit|
|Hospital cash benefit as a supplement to cover any extra costs incurred during your kid’s hospital stay.|
|‧General Practitioner (including Home Consultation) and Specialist|
|‧Physiotherapist and Chiropractor|
|‧Consultation fee and Chinese Medicines of Chinese Herbalist and Chinese Bonesetter|
|‧Prescribed Western Medication|
|‧Diagnostic Imaging and Laboratory Tests|
|No medical examinations are required.|
|No claims renewal bonus|
|If you do not claim within a specific period, you can enjoy an increasing renewal discount on your child’s Hospital and Surgical Benefit and Full Cover Benefit.|
|No extra subscription|
|No medical examinations are required.Regardless of your child’s claim history or changes in health after joining the plan, there will be no increase in their subscription on an individual basis when you renew your contract.|
|Lifelong guaranteed renewal|
|We guarantee that your child’s cover can be renewed for life, regardless of any changes in their health after joining.|
|Up to 50% discount for family enrolment|
|We want to support you as your family grows. If both you and your children enrol together, each child can enjoy a discount on Hospital and Surgical Benefit and Full Cover Benefit.|
|Companion bed benefit|
|We cover the expenses of a companion bed for parents or family members who look after their children during hospitalization|
For insured or for more suggestions, please call 2384 2120 Or Completed Request a quote form，We will contact you as soon as possible.