| Coverage |
Maximum Benefits (HK$) |
Householder’s legal liability protection
Accidental bodily injury or property damage to third party and legal costs |
$10,000,000 |
| Accidental damage to home contents protection* |
| ‧Covers any accidental loss destruction or damage to your home contents |
| ‧Gross floor area (sq. ft.) |
| ‧700 or below |
| ‧701 – 1,500 |
| ‧1,501 or above |
| ‧Sub-limits : |
| ‧Valuables (such as jewelleries, furs, watches, antiques etc.) |
| ‧Other contents |
|
| |
| |
| |
| $750,000 |
| $1,000,000 |
| $1,250,000 |
| $250,000 in total ($20,000/ item) |
| |
| $100,000/ item |
|
| Free extensions* |
|
| ‧Loss or damage of home contents during home removal |
| as per Sum Insured |
| $100,000 |
|
‧Loss or damage of home contents during renovation (renovation period not exceeding
2 months) |
| ‧Loss or damage of home contents that are temporarily removed for repair or cleaning |
| $50,000 |
| $50,000($1,500/day) |
| $5,000 |
| $5,000 |
| $5,000 |
| $3,000(1,500/incident) |
|
| ‧Cost of temporary accommodation following damage to home |
| ‧Removal of debris following accidental damage to home |
| ‧Unauthorized use of credit cards and cash loss due to burglary at home |
| ‧Repair of broken doors, locks and windows due to burglary |
| ‧Deterioration of frozen food following damage to the domestic refrigerator |
| Worldwide personal accident protection** |
| Accidental death |
|
$100,000 |
| Emergency assistance services |
| ‧Plumbing, electrical or locksmith assistance |
‧Other free referral services such as home nursing care, household appliance repairing,
home cleaning and pest control etc. |
|
$500/incident |
