Residential Rental Care Insurance

Investing in rental property is always a good way to protect your financial status and to generate a steady income. Nevertheless, it may also bring you troubles and anxieties by unforeseen circumstances. Residential Rental Care Insurance eases your mind with its all-round protection.

Residential Rental Care Insurance offers a comprehensive protection to you.

Coverage

Maximum Benefits (HK$)

Owner and personal legal liability
Accidental bodily injury or property damage to third party and legal costs

$10,000,000

Accidental damage to home contents protection*

‧Covers any accidental loss destruction or damage to your home contents

‧Gross floor area (sq. ft.)

‧700 or below

‧701 – 1,500

‧1,501 – 2,000

‧2,001 or above

$100,000

$150,000

$200,000

individual considerations

Free extensions *

‧Loss or damage of home contents during home removal

$50,000

‧Loss or damage of home contents during home renovation
(renovation period not exceeding 2 months)

$100,000

‧Removal of debris following accidental damage to home

$5,000

‧Damage by firemen as a result of execution of duties

as per Sum Insured

‧Green living cover

Extra 10% of Sum Insured

‧Loss of Rent

$10,000 / month (max. 3 months)

Emergency assistance services

‧Plumbing or electrical assistance

$500 / incident

‧Other free referral services such as home nursing care, household appliance repairing,
home cleaning and pest control etc.

Referral service

* The excess under Home Contents Section is the first HK$250 each and every claim.

Optional benefits

Coverage	Maximum benefits (HK$)
Accidental damage to building protection **	Rebuilding cost
Free extensions
Sub-limits :
‧Landslide and subsidence	Rebuilding cost
‧Professional architect consultation fees	5% of Rebuilding cost
‧Removal of debris following property damage	5% of Rebuilding cost
** The excess under accidental damage to building section is the first HK$3,000 each and every claim (except fire, lighting and explosion). The excess under landslide and subsidence extension is the first HK$10,000 or 10% of adjusted loss each and every claim, whichever is greater.

Premium table

Annual premium (HK$)
Gross area (sq. ft.)	Basic coverage	Basic coverage + Optional benefits
500 or below	600	1,100
501 – 700	750	1,380
701 – 1,000	900	1,920
1,001 – 1,500	1,100	2,630
1,501 – 2,000	1,300	3,340
2,001 or above	Individual cases	Individual cases
Remark : All the terms and conditions and details of the exclusions are based on the original policy.

How insured

For insured or for more suggestions, please call 2384 2120 Or Completed Request a quote form，We will contact you as soon as possible.